Having dental insurance is ideal, but many dental insurances have limited coverage so you’re not missing out as much as you think. Confused? Read on!
If you don’t have dental insurance the best way to avoid expensive dental procedures is to take care of your teeth with good oral hygiene and regular cleanings and checkups. Yes, good solid dental advice, but if you don’t have insurance that can seem tough so we’ll show you some options to help you out.
First, if you don’t have dental insurance don’t worry too much. Dental insurance and medical insurance are quite different in many ways. While medical insurance pays for a large percentage of your medical expenses after you meet your deductible (say, 60-90%) dental insurance usually pays a smaller portion of the cost for the more expensive types of dental care (aka major services in insurance company jargon). Plus, dental insurance has annual maximums which mean the dental insurance company quits paying for dental care after a certain dollar amount is reached each year. So while you are missing out on a some help with the cost of your dentistry, it’s probably less than you think.
We wrote a couple of blog posts for dental insurance FAQ that goes into greater detail if you want to learn all about how dental insurance works. We tried not to make them too dry and technical, but we’ll let you be the judge of that.
If you’d rather skip the blog and cut to the chase here’s our best recommendations for people with no dental insurance. Using these three options we can get most people the dentistry they need within their budget without insurance.
- Boise Family Dental Care Discount Plan
- Staggered Treatment Options
- Financing and Payment Options
We offer a dental discount plan to our patients with no dental insurance to ensure they can maintain the health of their teeth and gums and also provide a discount for dental treatment if they need it.