Your deductible is paid at the first restorative service. There is usually no deductible for a routine cleaning appointment.
We contract with most major companies. See a list of the major dental insurance companies we accept here. If we are not contracted with your dental insurance company you are responsible for the difference between what the insurance company reimburses and our office fee. The difference is usually minimal.
Most insurance companies renew in January, but many renew on a different month. Check with your insurance company to be sure when yours renews.
Many insurance companies cover 100% of regular routine cleaning, exams, and x-rays.
Many insurance companies cover 80% on basic services; Extractions, Root canals, Fillings, etc.
Many insurance companies cover 50% on major services; Crowns, Bridges, Crown build-ups, Dentures.
Check your insurance policy to verify your benefits.
If you get any more treatment before your insurance calendar year renews you will be responsible for the cost of that treatment. Your dental insurance company will not pay anymore until your insurance renews. But, you will only be charged at the rates we have negotiated with your insurance.
Routine cleanings are usually covered at 100%, but that 100% is still deducted out of your calendar year maximum.
A composite downgrade means your insurance will only pay the cost of an amalgam filling (silver filling). The patient is responsible to pay the difference between the amalgam cost and the composite (white filling).